PREPARING YOUR ENQUIRY
What should we understand first?
- Business age, activity and the purpose of financing
- Requested amount and your business repayment plans
- Available business accounts, statements and financial records
Banking & finance
Explain the funding your business needs and prepare for a structured lending enquiry. VioraBiz provides application support within a defined scope; the lender determines eligibility and terms.

PREPARING YOUR ENQUIRY
AGREEING THE SCOPE
Our service provides the application assistance agreed in your quotation. The bank makes its own account, compliance and credit decisions. Account opening, financing approval, pricing and processing times cannot be guaranteed.
Tell us the amount sought, how the business will use it and how repayments would be funded. Working capital, equipment and expansion requirements may call for different information. State how long the business has operated and whether an existing lender has already reviewed the request.
Available business bank statements, financial accounts, sales evidence, existing liabilities and ownership details may be relevant. The lender decides what it requires. The proposed service should identify which records you need to supply, what preparation support is included and whether submission or follow-up is part of the fee.
Review interest or profit rates, fees, repayment terms, security requirements and other obligations in the lender’s actual offer. Neither a preliminary discussion nor a support quotation is a finance approval. Do not assume that a new trade licence alone establishes borrowing eligibility.
You can enquire, but the lender’s operating history, financial and other criteria must be checked. A new company is not automatically eligible.
No. Credit decisions, amounts, pricing and approval conditions belong to the lender.
LET’S DEFINE THE RIGHT SCOPE